Loan Quote

No Income Home Equity Loans
Stated Income Verified Home Loan Options

We invite you to examine our new and improved stated income mortgage program designed for people who are looking to provide less paperwork. Many people are self-employed or would rather not deal with the hassles of submitting mounds of personal information with tax returns, social security awards letters and investment statements. So we rolled out some no income home loans that have become very popular over the years. The fact is that mortgages with reduced and limited documentation have become increasing more difficult to qualify for. Many lenders have stopped offering no income home loans and 2nd mortgages.

Get Approved Quickly on Stated Income Loans

If you are looking for a home equity or refinance loan that respects your privacy, then the My Loan Quote reduced documentation loan program is probably a good fit for your financing needs. We provide no income mortgages for 1st and 2nd loans. Whether you are buying, refinancing or cashing out, MLQ has lenders that offer the best stated income loans in the business. If you are seeking a mortgage with little paperwork or a loan that requires substantially less income documentation, then you will benefit from shopping with our lenders online. Simply complete the form to the right and several loan companies will contact you quickly in an effort to earn your business for a stated income loan.

No Income Home Loans

Home Loan Purpose:

  • Debt Consolidation
  • Accessing Cash
  • Term Refinance
  • Vacation Home Purchase
  • Investment Homes
  • Land Development
  • House Construction

Good Credit Scores

  • 80% CLTV maximum loan amount: $1,000,000
  • 90% CLTV maximum loan amount: $500,000
  • 100% CLTV maximum loan amount: $400,000

No income documentation is required.

  • No W2's required
  • No 1099's needed
  • No Pay-stubs requested
  • No Bank statements needed
  • No Verification of income

Home Equity Featured Benefits

  • No private mortgage insurance required
  • Lower Rates for fixed interest home equity loans
  • Equity credit lines up to $1 million
  • No loan application fee
  • 1st or second mortgage liens
  • Loans based on Appraised Value not the sales price from purchase
  • No Impounds Required
  • No closing cost loan options available

Home Line of Credit: Enjoy the low 2nd mortgage payments that are available with the minimum payments where only interest is required. Credit Lines have a ten-year draw period, and a 20 or 25-year loan repayment.

We'll help you research the variety of no income home loan programs that are available to you without you making any phone calls or completing additional forms from other websites.

MLQ wants to help you qualify for a no income loan that you will benefit you now and 30-years from now, when your home loan is paid back in full.

  • Fixed Rate Home Equity Loans
  • Interest Only Equity Line of Credit
  • 15, 20, or 30 Year Fixed Rate Terms
  • Bankruptcies within 1 Year OK
  • Fico credit scores starting at 560
  • Low Closing Cost 2nd Mortgages
  • Cash Out Home Equity
  • 1.5% Option Mortgages

Non-Conforming 2nd Mortgage Programs:

Stated Income Loans
Debt Consolidation Loans

Alternative Loan Programs:

Mortgage Refinancing
2nd Mortgage Loans

Please note: Stated income loan applications submitted under the Home Equity Program should reflect your total earned income monthly.
All lender fees & loan finance charges are subject to applicable federal, state and local law restrictions.
Our Stated Income Home Loan Program is available in the following states:
AK, AL, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, LA, KS, ME, MA, MD, MI, MO, MN, MT, NC, NE, NH, NJ, ND, NM, NY, OK, OR, PA, RI, SD, SC, TX UT, VA, WA, WI, WY
Stated income loans in Nevada are not permitted at this time. Additional loan restrictions may apply for properties in Texas, and Montgomery County in Maryland.

Preferred Loan Type
Property Value

Loan Purpose

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Stated income products may have unique requirements if you are considering no income home loans.