Mortgage Pre-Approval

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When buying a home it is imperative to get a pre-approved mortgage letter that shows the seller that you have bank financing and that you are a qualified buyer. My Loan Quote helps connect first time home buyers and borrowers with lenders that offer pre-qualification mortgage options with credibility.

A pre-approved mortgage is much more than just a quote. It's like a badge for home buyers that symbolize having a credit approval from a bank or lender. Mortgage pre-approvals are very important to sellers when considering bids from prospective buyers because they do not want to waste their time with people that cannot perform according to their agreement.

Find Competitive Fixed Rates

Simply put, a mortgage pre-qualification is a bank's estimate of how much a consumer is approved to borrow based on what size loan amount a lender is committing to extend. The driving factors of a mortgage pre-approval are credit, debt to income ratio and significance of the down-payment from the borrower.

In most cases, the best time to get a pre-approved mortgage is in the early stages of the house hunting process. Most realtors and lenders suggest get pre-qualified for a home loan before shopping online or driving around town with an agent.

Compare Loans with No Hassles!

My Loan Quote will help you compare quotes on 10, 15, and 30-year amortization schedules. We are a trusted national mortgage service who has experience connecting applicants with loan companies that provide superb service with interest rates below industry levels.

Pre-Approved Mortgage

MLQ connects you with home mortgage lenders quickly!

Get Pre-Approved for a Mortgage Online in Minutes!

Since My Loan Quote has a relationship with the nation's leading mortgage lenders you know that you will be getting a low rate home loan in addition to exceptional service.

Mortgage Qualification

Quick Mortgage Qualification Letters issued from Trusted Loan Companies Online!

  • Low Down-Payment Loans
  • 10, 15, or 30-Year Fixed Rate Mortgages
  • Interest Only Payment Option
  • We accept loan applications from people with credit scores as low as 500.
  • Reduced Fee Purchase Loans
  • Zero Down Loans from VA
  • Jumbo Mortgages with Higher Loan Amounts
  • Stated Income Mortgage
  • Home Loans Insured by the FHA
  • Professional Mortgage Pre-Qualification Letters from National Lenders and Banks

Client Testimonials from People that worked with My Loan Quote Lenders

"I thought buying a home would be stressful but thanks to your company, my wife and I were able to close escrow quickly and we locked into a loan for 30-years at 3.75%! It was amazing because within minutes we received a pre-approved mortgage letter that helped us get our offer accepted. We really appreciate all of your support during the home buying process. We will be referring our friends and family to you as your company always seemed to put our home financing needs first. - T. Turner- Buena Park, California