My Loan Quote releases FHA refinance loans that allow cash out refinancing and consumer debt consolidation to 95%. We provide HUD approved FHA refinancing for homeowners who need alternative fixed rate refinancing. We can help you secure a mortgage refinance loan even if you have less than perfect credit. With a good job and a good payment history on your current mortgage, we can find you a low rate FHA loan that could save you money.

Our brokers and lenders provide several government loan products that enable people with low credit scores to qualify for a low fixed interest rate.

Our FHA home loan staff can help you understand the pros and cons of FHA home refinancing. My Loan Quote will introduce you to several trusted mortgage lenders who specialize in government loans like FHA and VA. FHA loans offer competitive interest rates for borrowers who would normally have to refinance with a higher rate from a subprime lender because of their low credit scores.

Lower Rates with FHA Refinance Loans

It is important to know that FHA does not make loans or guarantee loans. It insures mortgage loans. The insurance minimizes the default risk that traditional lenders face when homebuyers put down less than 20%.

Bad Credit History
If your credit history could be characterized as “less than perfect”, FHA may offer an opportunity to get your finances back on track. You may qualify for an FHA mortgage loan even though you have several recorded credit delinquencies. The FHA Secure mortgage allows fixed rate refinancing for borrowers who are late on their ARM.

• FICO credit scores are not counted
• Bankruptcy OK! (If it has been at least 2 years since the discharge of your bankruptcy.)
• Foreclosure OK. If you make your payments on time after a foreclosure, an FHA mortgage could be available to you 2 years after your loan default.

Work with top FHA Lenders for Low Rate Loans in Minutes!
For live home refinancing advice, call us toll free at 877-818-6700.

MLQ is dedicated to guiding homeowners get low rate mortgages regardless of their fico scores. We have received rave reviews from thousands of homeowners regarding our FHA refinance loans.

Lower Interest Rates with FHA Fixed Rate Home Refinancing Poor Credit Scores OK FHA Streamline Loans 97% Home Refinancing Cash Back Home Loans VA Home Mortgages 15, 25 & 30 Year Fixed Rate Terms Fico credit scores starting at 560 No Closing Cost Refinancing Bad Credit Mortgages Zero Down Financing
Non-Conforming Refinance Loans: Stated Income Loans Debt Consolidation Loans	Alternative Loan Programs: Mortgage Refinancing 2nd Mortgage Loans
Refinancing your existing mortgage is simple. Most FHA refinance loans are closed in less than three weeks. Many borrowers have credit scores that may be too low for most banks, but our mortgage lenders specialize in loans for people with less than perfect credit. The FHA Secure loan completely ignores your fico score and allows for fixed rate refinancing if you are late on your mortgage payments because your ARM reset with a higher payment. Apply Now for a fixed rate refinance loan.