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First Time Home Buyer Loans, FHA Mortgage, Bad Credit Home Loans with No Cost Loan Quotes & No Obligation!

My Loan Quote offers affordable purchase and refinance loans to first time home buyers and homeowners with all types of credit. For over a decade, we have managed a network of lenders and banks that offer unique opportunities for people with good and bad credit. Our lenders offer FHA mortgage programs that are special to first time home buyers and consumers with challenged credit. If you have some credit issues that have been holding you back, now may be the time to reconsider financing a new home or refinancing that loan you have been stuck with. My Loan Quote recently announced several new low rate loan programs like the, FHA loan for first time homebuyers, the 100% loan guaranteed by the VA dept. and the Home Affordable Refinance Program for homeowners that have a Fannie Mae or Freddie Mac mortgage that is underwater. (underwater loan is when a borrower has a mortgage that is greater than their home's value.)

Do You Want Help Buying a Home with Little or No Money Down? Our home lenders can help you get approved for a 100% mortgage or a no money down loan at an affordable low interest rate. Buying a house can be overwhelming, so that thing you need is half-hearted help from loan companies that do not have the experience to help you finance a home. With My Loan Quote you are guaranteed to get connected with several lending companies to help walk you through the home loan process. Don't waste your time with banks that only care about your credit score. My Loan Quote will help you find lenders that specialize in bad credit home loans. We understand that there is more to a borrower than just a credit score. Many of our first time homebuyers have little or no credit and our new homebuyer loan programs can help you jump-start homeownership.

Ask about our special Government Incentives for Buying a Home! Our lenders provide unique financing opportunities with FHA, VA and conventional home mortgages for people seeking new home financing, consolidation loans and secured money online from trusted lenders. We are a national mortgage service connecting lenders, brokers and borrowers together with home loan services and a smile.

First Time Home Buyer Loans
  • Bad Credit Mortgage Loans
  • Buy a Home with No Money Down!
  • Underwater Mortgage Relief
  • First Time Home Buyer Loans
  • FHA Mortgage for All Credit Types!
  • Refinance without Home Equity
  • Underwater Mortgage Refinancing

New Loans for First Time Home Buyers: Take a look at our prime rate loan programs for first time home buyers and experienced veterans, as our high volume of home loans helps reduce the rates and lending costs for you. Contact us for a free loan quote or simply apply online. One of our pleasant mortgage advisors will contact you to discuss you're a plan of financing. My Loan Quote will help you understand more about FHA, VA, conventional and jumbo refinance, home equity and bill consolidation financing available. VA and FHA mortgage rates have fallen to 30-year lows, so don't wait for rates to rise! Get approved now while home loan rates are so affordable. If your credit has suffered recently with late payments, consider a mortgage refinance for bad credit from Home Loan Wholesale.

FHA Mortgage Loans for Borrowers with Bad Credit: Choose from bad credit home loans, FHA Refinance Loans and much more. Many borrowers do not have enough equity to qualify for a conventional home refinance loan, so we suggest considering the FHA mortgage loans because HUD allows rate and term refinancing to 97% and for cash out transactions, borrowers can get loans up to 95%. FHA is rolling out new rehab loans to help purchase and renovate homes that need fixing up because of natural disasters or previous foreclosures. For government mortgage updates, visit the FHA Mortgage Loan Company.

Mortgage Lender
Make the most of the equity in your home, and get access to cash with a secure home loan or line of credit.

My Loan Quote measures its success on borrower satisfaction, so our key goal is to mold a loan that fits your personal and financial needs.

Many homeowners are installing new swimming pools or remodeling their homes. We just added new lenders who offer the FHA mortgages that guarantee 30 year fixed rate refinancing.

As you already know, refinancing your mortgage can cut down the term of your existing mortgage that saves you hundreds of dollars in loan interest every year. If you already have two home loans, refinance both your first and second mortgage loans together for one mortgage with a fixed rate and fixed payment.

How My Loan Quote’s Service Works...

  • Complete the online form...
  • We search our network of banks and lenders with hundreds of available loan programs
  • Licensed lenders contact you to compete for your business
  • Choose the lender with the best loan terms that saves you the most money while accomplishing your financial goals.

Isn't it time you started doing business exclusively with one of the most respected national mortgage companies? The information entered with each quote should be for your primary residence unless specified otherwise. My Loan Quote provides residential home loans with national lenders. We do not offer unsecured loans at this time.


Whether you want to refinance your ARM, FHA, VA, Conventional or Subprime Mortgage, My Loan Quote can help you find a lower rate with better terms that requires you to pay less out of pocket for our home loans. The demand for Bad Credit Refinancing has increased, because so many consumers suffer with low credit scores caused by late payments on the adjustable rate mortgages that they can no longer afford. MLQ can help you evaluate several fixed rate refinancing solutions with FHA and conventional lenders.

My Loan Quote.com can help you lower your monthly payments and get money out at the same time. Choose from home equity and refinance loan options.

Mortgage Refinancing

  • Cash Out Refinance to 2 Million
  • Conventional Home Refinance
  • 1% Option ARM
  • FHA Mortgage Refinance - 3%
  • VA Home Refinance-No Appraisal
  • 100% VA Refinancing
  • 30 year Fixed Rate
  • 15 year Fixed Rate
  • Limited Doc Refinance
  • Bad Credit Refinance

Home Purchase Loans

  • Home mortgages to 100%
  • Buy a Home with No Down-Payment
  • Loan Consolidation
  • 3.5% Down with FHA
  • 100% Loan with VA
  • Buy a House with Bad Credit
  • No Income Verification
  • No Credit Home Loans
  • First Time Home Buyers Loan Specials

Our professional loan advisors are able to educate you about all types of mortgage loans. Whether you need a question answered or possibly you are shopping for a loan for refinancing, bill consolidation, or just need money fast, My Loan Quote is here to assist you. Even if you have no equity, our finance professionals can help you lower your payment and get cash back with a refinance loan.

Helpful Home Loan Articles that We Recommend Reading
Purchase Mortgage Programs for New Home Buyers First Time Home Buyer Loans Mortgage Refinance Loan
100% Financing FHA Loan Requirements for 2011 FHA Offers First Time Homebuyer Loans

The goal at My Loan Quote is to provide unsurpassed quality service and support throughout the entire home purchase or refinance loan process for every new borrower or existing homeowner. My Loan Quote's educated and experienced loan professionals remain dedicated to simplifying the mortgage experience with the best possible mortgage rate and loan terms available online.


Positive Customer Loan Testimonials
Find out if you have what it takes to get a record low rate purchase mortgage.

"Thanks to you and your friendly staff for all of their support walking us through the loan process. This was our first loan online, and the only home purchase loan we have ever done, so your expertise was very helpful. The loan helped us buy our first home and we did not have to come up with much for the down-payment. The lender overlooked our bad credit and we even locked in a great low interest rate at 4.75%! You should be happy to know, that your loan officer helped us become homeowners. We now have peace of mind with a great 30-year loan and we are grateful for all your time and patience. Thank You My Loan Quote for all your kindness! - The Linharts - Orlando, Florida

"I am so excited to get approved for such a great home loan. My Loan Quote helped me connect with a very knowledgeable loan officer who offered me several options to get cash. The whole process was painless. It is very refreshing to not be hassled or over-charged. I will recommend you to my friends and family. - Patrick Flood - San Diego California

Please note: All lender fees & loan finance charges are subject to applicable federal, state and local law restrictions.

Our home mortgage loans are available in all 50 states: Additional home purchase and refinancing loan restrictions may apply for properties in California, Florida, Georgia, Michigan, Texas, and Montgomery County in Maryland. Mortgage rates, terms and lending restrictions apply and are subject to change without notice. All purchase, refinance and construction loans are also subject to creditor approval from lender. Call My Loan Quote for more information and further details regarding underwriting guidelines.

My Loan Quote | About Us | Loan Programs | Privacy/Disclosure | FAQ | Mortgage Calculator | Glossary of Terms | Home Purchase Loans | Second Mortgage Loan | Home Equity Loans | Mortgage Refinancing | Consolidation Loans | First Time Buyer Dream Home | Refinancing with Bad Credit Scores | Non Conforming Refinance | 100% Home Mortgage Refinancing | Conventional Home Refinance Loans | Refinance and Get Cash Back | My Community Home Purchase Loans | Free Loan Quote |

Recommended Resources: Consider a loan modification program if you can't get approved for a refinance.
Bad Credit Lenders are available to qualified applicants for subprime, VA and FHA mortgages.


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