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Refinance, Home Equity Loans & Fixed FHA Mortgage Refinancing with Fixed Debt Consolidation Quotes available.

My Loan Quote offers 100% mortgage refinance, home equity loan refinancing and fixed rate FHA home loans with low interest rates. Our lenders provide unique financing opportunities with first and second mortgages for people seeking debt consolidation loans and secured money online from trusted lenders. We are a national mortgage service connecting lenders, brokers and borrowers together with home loan services and a smile.

My Loan Quote supplies free quotes for refinancing, 2nd mortgage, credit lines and debt consolidation loans for homeowners in all 50 states. Our lending network remains in compliance with Fannie Mae, FHA and Freddie Mac so you can be sure that we will raise the bar to a level you deserve so we are in position to earn your loan business.

Take a look at our prime rate loan programs and contact us for a free loan quote or simply apply online. One of our pleasant mortgage advisors will contact you to discuss your a plan of financing. My Loan Quote will help you understand more about conventional and jumbo refinance, 2nd mortgage, home equity and bill consolidation quotes available. If your credit has suffered recently with late payments, consider a mortgage refinance for bad credit from Home Loan Wholesale.

FHA Refinance Loans – Many borrowers do not have enough equity to qualify for a conventional home refinance loan, so we suggest considering the FHA mortgage loans because HUD allows rate and term refinancing to 97% and for cash out transactions, borrowers can get loans up to 95%.


Make the most of the equity in your home, and get access to cash with a secure home equity loan or line of credit.

My Loan Quote measures its success on borrower satisfaction, so our key goal is to mold a loan that fits your personal and financial needs.

Many homeowners are installing new swimming pools or remodeling their homes. We just added new lenders who offer the FHA Secure mortgage loans that guarantee 30 year fixed rate refinancing.

As you already know, refinancing your mortgage can cut down the term of your existing mortgage that saves you hundreds of dollars in loan interest every year. If you already have two home loans, refinance both your first and second mortgage loans together for one mortgage with a fixed rate and fixed payment.

How My Loan Quote’s Service Works...

  • Complete the online form...
  • We will search our network of lenders and hundreds of loan programs,
  • Up to 4 licensed lenders will contact you to compete for your business,
  • You select the lender with the best loan terms that save you the most money with the amount of cash out you need.

Isn’t it time you started doing business exclusively with one of the most respected national mortgage companies? The information entered with each quote should be for your primary residence unless specified otherwise. My Loan Quote provides residential home loans. We do not offer unsecured loans at this time.


Whether you want to refinance your ARM, FHA, VA, Conventional or Subprime Mortgage, My Loan Quote can help you find a lower rate with better terms that requires you to pay less out of pocket for our home loans. The demand for Bad Credit Refinancing has increased, because so many consumers suffer with low credit scores caused by late payments on the adjustable rate mortgages that they can no longer afford. MLQ can help you evaluate several fixed rate refinancing solutions with FHA and conventional lenders.

My Loan Quote.com can help you lower your monthly payments and get money out at the same time. Toll Free 877-818-6700

Mortgage Refinancing

  • Cash Out Refinance to 2 Million
  • Conventional Home Refinance
  • 1% Option ARM
  • FHA Mortgage Refinance - 3%
  • VA Home Refinance-No Appraisal
  • 100% Refinancing
  • 30 year Fixed Rate
  • 15 year Fixed Rate
  • Stated Income Refinance
  • Bad Credit Refinance

Second Mortgage Loans

  • 2nd mortgages up to 100%
  • Home Improvements
  • Loan Consolidation
  • Home Equity Lines up to 100%
  • Fixed Rate Home Equity Loans
  • Interest Only Home Equity Lines
  • No Income Verification
  • No Credit Second Mortgage

Free Second Mortgage Quote

Our professional loan advisors are able to educate you about all types of mortgage refinance loans. Whether you need a question answered or possibly you are shopping for a loan for refinancing, bill consolidation, or just need cash fast, My Loan Quote is here to assist you. Even if you have no equity, our finance professionals can help you lower your payment and get cash back with a 2nd mortgage or refinance loan.

If your low rate ARM payment is starting to adjust, Call My Loan Quote and get a mortgage payment that does not change

Interest Only Refinance

  • 1 Yr Interest only Mortgage
  • 2/28 Interest only Mortgage
  • 3/1 Interest only Mortgage
  • 5/1 Interest only Mortgage
  • 7/1 Interest only Mortgage
  • 10/1 Interest only Mortgage
  • 30 yr Interest only Mortgage
  • Low Rate Adjustable Mortgages
    Free Refinance Loan Quote

Jumbo Mortgage Refinance

  • Refinance Loans up to 2.5 Million
  • Conforming & Non-Conforming
  • Stated Income refinance
  • Bad Credit Refinance
  • 30 year Fixed Rate
  • 15 year Fixed Rate
  • Unconventional Refinancing
  • Sub Prime Refinance Loans
  • Low Rate ARMs


Positive Customer Loan Testimonials

“Thanks to you and your friendly staff for all of their support walking us through the loan process. This was our first loan online, and the only home equity loan we have ever done, so your expertise was very helpful. The 2nd loan helped us get back on track because we were able to clear all high rate bills. You should be happy to know, that your work is helping better my life because it saved me money. We now have peace of mind and a fresh start. Thank You for all your kindness! - The Linharts- Orlando, Florida

I am so excited to get approved for such a great home loan. My Loan Quote helped me connect with a very knowledgeable loan officer who offered me several options to get cash. The whole process was painless. It is very refreshing to not be hassled or over-charged. I will recommend you to my friends and family. Patrick Flood - San Diego California

Second Mortgage Interest Rates -Article Home Equity Loan Refinancing - Article

In the current market place, second mortgages are available as hard loans in any amount from the equity in the collateral beyond 100% of the property value less the first mortgage balance. If a property has both a first and second mortgage equal to 100% of the property value and interest rates have dropped below both mortgage rates, the lender may do 100% refinancing.

The most common methods used to refinance high interest second mortgages is an equity line of credit or a home equity loan. Both types of mortgage loans have little or no closing cost depending on the state in which the borrower lives.

With a home equity loan or cash out refinance, the cash is disbursed up front, while in an equity line of credit the funds are reserved for the borrower and he may draw on them as needed. This is referred to as the line draw period of the HELOC.

Both a home equity loan and an equity line of credit may have a fixed interest rate or an adjustable rate tied into an index. Variable rates can change based on the Treasury Index posted by the Wall Street Journal.

Continue with featured 2nd mortgage rate article

As the Federal Reserve Bank continues to push the interest rate higher, homeowners are watching their adjustable rate mortgage payments inch up as well. One of the ways to stop your rising mortgage payment is to refinance to a 30-year fixed rate mortgage.

"The plan is for the feds to keep raising rates until inflation fears are eliminated." says mortgage broker Mike Johnson. Expect home interest rates to drop throughout 2008 as the Federal Reserve Board has indicated the need for slashing mortgage rates across the board. We’ve already noticed a trend of home prices dropping because the rising interest rates prevent new purchasers from jumping as quickly. A recent newspaper report shows some homeowners slashing prices simply to get a bite.

What seems strange is that many homeowners are have changed their tunes about making higher payments with principal and interest payments like with the FHA fixed rate thirty year mortgage. Borrowers are accepting higher interest rates from the conventional 30-year fixed rate mortgage for the security of locking in the interest rate. If their equity is taking a hit, some homeowners might try to refinance their entire debt to a secure fixed interest rate.

Continue with home equity refinancing article

Please note: All mortgage broker fees & loan finance charges are subject to applicable federal, state and local law restrictions.

Our FHA Home Mortgage Loans are available in the following states: AK, AL, AR, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, LA, KS, ME, MA, MD, MI, MO, MN, NC, NE, NH, NJ, ND, NM, NV, NY, OK, OR, PA, RI, SD, SC, TX UT, VA, WA, WI, WY

Additional refinancing loan restrictions may apply for properties in California, New York, Texas, and Montgomery County in Maryland. Mortgage rates, terms and lending restrictions apply and are subject to change without notice. All purchase, mortgage refinance, home equity loans and 2nd mortgage refinancing are also subject to creditor approval from lender. Call My Loan Quote for more information, and further details regarding underwriting guidelines.

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